Welcome to 2026! Every January brings with it a time to look ahead, and a time to reflect on what transpired in the previous twelve months. Anticipation and nostalgia drift through the air, a powerful reminder that every day, life is actively shaping who we are becoming. In the song, Unwritten, by Natasha Bedingfield, she writes, "Today is where your book begins, the rest is still unwritten." The upcoming year brings a promise of new opportunities, new life adventures, and, certainly, change. It is up to each of us to decide what will be written in the days and years ahead.
Carolanne’s Corner
Over the past several years, the Prosperity Wealth Planning team has grown with the goal of constantly improving our client experience at every opportunity. The year ahead brings opportunities for us as well, and we’d like to share some of these with you. We’ll go into more detail about the year ahead in the 'What’s New' section but for now, I’d like to share an update to our firm’s niche. In many professional disciplines, the term niche refers to a refined service offering unique to a specific group of people and can be an important differentiator. At Prosperity Wealth Planning, alongside fee-only, comprehensive retirement planning for retirees and professionals, we will now offer two specialized services: Divorce Planning and Legacy Planning. These niches represent the work our team is uniquely equipped to deliver, with our own personal stories in mind, aligned with areas where we’re seeing a growing need among the current and future families we will be serving.
Today's households are facing increasingly complicated financial situations, including blended families, aging parents, estate disputes, competing careers, and family demands. All of these require nuanced planning. A niche isn’t simply a marketing term or a label; it’s a deeper level of specialization that allows us to serve our clients with more precision, more insight, and more confidence. Let’s take a moment to share some additional details about our new service offerings.
Legacy Planning
Legacy Planning is more than transferring assets; it’s a process of aligning your resources with the values and relationships that matter most to you. Families are increasingly recognizing that estate documents alone don’t create clarity. True legacy planning involves intentional conversations, thoughtful financial structures, and proactive implementation that support both current and future generations.
Our Legacy Planning Services are designed to:
- Help families clarify their wishes to their heirs around inheritance, gifting, and long-term stewardship
- Integrate tax-efficient strategies while preserving family harmony
- Prepare their loved ones through education, planning conversations, and structured guidance
- Support multigenerational planning for family wealth and values
Legacy planning allows families to reduce uncertainty, prevent conflict, and ensure their wealth has a lasting purpose - whether for their children, charitable causes, or their broader community.
Divorce Planning
Even in amicable circumstances, a divorce is enough to cause otherwise confident people to feel crippled by the anxiety of the unknown. The last place anyone wants stress to overwhelm them is in the thick of navigating financial decisions that will have an impact personally and on their family for years to come.
Divorce planning clients are supported with:
- Disclosure interpretation and completion
- Marital balance sheet creation, cash flow and lifestyle planning
- Clarification of tax implications and strategy
- Mediation/Litigation preparation
- Post-divorce financial planning
Our Divorce Planning offering is designed to serve as a steady guide throughout every stage of the process. Whether you're anticipating a divorce, in the midst of one, or have recently finalized your settlement, our goal is to help you achieve and maintain clarity, control, confidence, and continuity.
What’s New in 2026
Coffee with Carolanne – January 28, 2026 at 4 pm PST
We are excited to bring back Kevin Gordon, Head of Macro Research and Strategy at Charles Schwab, for a fireside chat on the Market and Economic Outlook for 2026. Join us and bring the questions that matter most to you. Click here to sign up now!
Supercharge Your Finances – Financial Education Series
This month, our very own Ava Pompay discusses “Roth vs. Traditional: Which One Is Right for You?”. Tune in on January 30th to catch the episode.
Life Transitions Toolkit
Get a jumpstart on the new year by preparing for life’s major milestones! Our new Life Transitions Toolkits are packed with insights and guidance to help you make informed decisions and navigate important transitions with confidence.
This month we are covering two key transitions: a Home Sales Checklist and Considerations for Getting Married.
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Available soon on our website. Be on the lookout!
Supercharge Your Finances - The Podcast
Kick off 2026 with our latest podcast episode! In January, our team will share strategies to “Reset Your Finances. Refocus Your Goals" and help you start the year on track and focus on achieving goals.
Client Events in 2026
We are excited to offer many ways to connect with us and others this year! Events include the second annual Spa Day in May, a baseball game in June, a webinar in August, the Charity Golf Tournament in September, and our Client Appreciation Events in October (Texas) and November (California). We look forward to many moments together in the year ahead!
Spring Prosperity Planning Sessions
And last, but not least, get ready for the start of the Spring Planning Sessions this March. Look for an announcement this month to schedule your upcoming planning session!
As our firm continues to grow, our mission remains unchanged: Guiding clients toward confident and successful financial futures. Our two new service offerings, Divorce Planning and Legacy Planning, as well as our additional offerings in 2026, reflect the natural evolution of that mission. Our commitment is to continue developing our expertise so we can support you not only in the anticipated chapters of life, but also in the unwritten and unexpected ones. If you’d like to learn more about our new services, or if you have a friend or family member who may benefit from them, please let us know. We’re here to help.
We are excited about the growth and evolution of Prosperity Wealth Planning over the past six years, and we look forward to continued success in 2026. We sincerely hope each of you has a wonderful new year, full of all the good things that life has to offer. We also look forward to meeting with each of you over the next twelve months to catch up on your own life events, providing financial planning support every step of the way.
Sincerely,
The Prosperity Wealth Planning Team